Author: Chris Olson

Luma Automation

4 Reasons Custom Structure Pricing Needs to Be Automated

For all the complexity and sophistication of structured products, the creation and pricing of custom structures in the U.S. remains a very manual activity and one that is surprisingly reliant on emails and spreadsheets for communication tracking and process management. This seems rather incongruent with the financially advanced nature of structured products, yet this is…

Luma Financial Compliance

FINRA Warns Brokers: Suitability Remains a Top Compliance Concern

Financial Planning  recently published an article summarizing a report from FINRA’s examination of firms and branch offices in 2018. FINRA identified frequent citations in areas such as firms’ supervision programs, abuses by registered reps with discretionary trading authority and how firms handled products tied to market volatility. Some of FINRA’s key points were particularly noteworthy because they speak indirectly to the ability of systems…

Marketing Growth Luma Financial Technologies

4 Tips to Successfully Market Structured Products

Because structured products are complex, advisors often have a hard time explaining the unique benefits of these financial vehicles along with the risks they carry. Even the simplest form of structured product – a market-linked CD – can become rather complex. One way to overcome this challenge is through clear, well-written marketing collateral. Marketing collateral…

Luma To Improve Control and Compliance

How Luma Improves Control and Compliance

Through advanced financial technology solutions, more and more banks and broker-dealers are saving time and improving control and compliance. This trend has now extended into structured products. With our Luma platform, banks and broker-dealers are able to set customized product parameters, issue approved product lists to all advisors, manage and review all trades, and see rep…

Luma

Welcome to Structured Views!

Welcome to the official blog of Luma Financial Technologies We provide an independent, multi-issuer platform that makes it easier for financial advisors to source, configure, compare and price structured products and annuities. While we are a standalone company with an independent platform, we were created out of Navian Capital, a long-time distributor and wholesaler of market-linked…