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Luma is a rare startup in the Cincinnati region – a fin-tech with backing from two of the largest investment banks on Wall Street. Luma’s platform is accelerating the market for structured products and annuities, a class of financial products that helps investors further diversify their portfolios beyond traditional stocks, bonds, mutual funds and ETFs. Luma helps financial advisors more efficiently learn, source, compare and price structured products that fit their client’s investment objectives.