Discover Your All-In-One Annuity Platform

Explore a digitized annuity solution focused on increasing transparency and objectivity, all while ensuring compliance requirements in the ever-changing regulatory landscape.

Simplified Annuity Transactions

Unlock market-leading digital education and training
Compare rates, riders, and product features to make the most informed decisions for your clients
Eliminate disjointed processes and manual checks & balances to streamline the sales process
Gain access to annuities through Luma’s carrier-neutral platform
Ensure products are chosen with clients’ best interests in mind

Gain the Edge with Luma

Use Luma to learn, order, configure, and track annuities in one place to present the best solutions to clients.

Meet Rising Client Demands

Investors are seeking risk-managed solutions that can provide a more predictable investing experience during periods of heightened uncertainty and volatility.

Increase Trust and Confidence

Stand out with technology that drives better advice and stronger outcomes. Luma helps advisors deliver transparent, data-backed guidance clients can trust.

Boost Your Annuity Business

Review current rates and product information on available annuities to replace the tedious process of gathering insights from multiple carrier channels.

Your End-to-End Annuity Solutions Platform

Learn

Engaging educational content

NAIC carrier product training

Carrier marketing materials to help advisors explain the benefits of annuities

Order & Configure

Extensive data across entire annuity shelf, including rates, riders, and product profiles

Configurable product features and options

Predictive analytics and carrier illustrations

Seamless order entry system

Track

Client-level performance reports

Email and text alerts for important client and product milestones

Integration of new and existing annuity business for single-source tracking

Luma Compare: Annuities

Luma Compare streamlines product discovery by empowering advisors to instantly compare and test different annuity products including VA, FIA & RILA, ensuring they are offering the most suitable solution to their client.

Configuration Made Simple

The Annuity Product Configuration feature allows advisors to tailor product features and options to ensure the product best meets the needs of their clients.

Once features and options are selected, the advisor can use Luma’s proprietary predictive analytics to better understand how a product may perform for their client.

Streamline Post-Sale Annuity Management with Lifecycle Manager

Advisors know the annuity journey doesn’t end at point of sale. With Luma’s Lifecycle Manager, you can manage your in-force book with greater visibility, faster servicing, and automated policy alerts—all in one centralized tool.

Lifecycle Manager helps you:

Monitor annuity policies across all carriers
Get real-time notifications on surrenders, withdrawals, annuitizations, and more
Conduct efficient book reviews and RMD tracking
Export reports to Excel or PDF for internal or client-facing use

Use it as a standalone tool—or scale into Luma’s full platform to unlock an end-to-end experience from learning to servicing.