A Complete Ecosystem for Life Insurance

Reduce fragmentation, improve oversight, and enable advisors to unlock new opportunities with one intuitive, connected experience.

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Award-Winning Technology at Work

Luma unifies life insurance quoting, applications, and servicing in one comprehensive solution, built on the same proven technology that redefined how annuity business is done.

FROM

Disjointed Processes

TO

A Seamless Solution

Multiple logins and manual workarounds

One unified platform for real-time visibility and faster decisions.

Hidden workflows and case statuses

Integrated processes that speed up turnarounds and reduce errors.

Slow processing that delays policies

Faster, transparent service that builds trust and loyalty.

Clunky, fragmented advisor tools

Simplified workflows that boost efficiency and retention.

From Disjointed Processes to a Seamless Solution

Click on each business challenge to see how Luma solves it.

Multiple logins and manual workarounds
One unified platform for real-time visibility and faster decisions.
Hidden workflows and case statuses
Integrated processes that speed up turnarounds and reduce errors.
Slow processing that delays policies
Faster, transparent service that builds trust and loyalty.
Clunky, fragmented advisor tools
Simplified workflows that boost efficiency and retention.

Delivering Impact Today, Building Growth for Tomorrow

For Financial Professionals

  • Accelerate revenue recognition with faster processing.
  • Reduce NIGO rates using integrated applications.
  • Save time with streamlined, intuitive workflows.

For Firms

  • Strengthen oversight and reduce operational risk.
  • Scale operational efficiency without adding headcount.
  • Boost advisor retention by providing simplified tools.

For Clients

  • Experience faster policy issuance and transparent service.
  • Gain access to comprehensive protection strategies.
  • Receive proactive support powered by automated monitoring.

Discover Luma's Insurance Ecosystem

  • Access educational content and resources so advisors can serve clients confidently.
  • Streamline compliance and readiness with carrier NAIC product training and marketing collateral.
  • Accelerate adoption and support ongoing advisor development with Luma's educational video library.
  • Give advisors faster access to the right solutions by searching, comparing, and quoting life insurance products from top carriers.
  • Meet diverse client needs with custom quote designs tailored for protection, accumulation, or long-term care.
  • Reduce NIGO statuses and accelerate case turnaround with integrated electronic application submission.
  • Improve oversight and compliance with full visibility across all life insurance policies, regardless of the carrier or order entry system.
  • Enable back-office efficiency and better decision-making by creating custom views, exporting data, and tracking activity.
  • Allow proactive service and reduce risk with automated alerts on client policy events, like surrenders and withdrawals.

Transform Your Insurance Strategy

Join the forward-thinking companies that’ve partnered with Luma, and see how connecting life insurance and annuities in a single ecosystem can unlock a unified experience that drives cross-selling opportunities.

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